Send money on WhatsApp.Just chat with Nella.

Send money, pay bills and buy airtime without switching to a banking app. Tell Nella what you need on WhatsApp, review the details, then approve securely.

Try Nella

Your next conversation starts on WhatsApp.

9:41
Nella
NellaNella by Harrena
TODAY
Hey there! 👋 I’m Nella.
What can I help you with today?9:41
Send ₦5,000 to Tobi for lunch9:41
Here’s a draft for Tobi’s lunch money. Check the recipient and ₦5,000 amount. Nothing has been sent.
RecipientTobi AdebayoAmount₦5,000.00PurposeLunch 🍜
Review transfer 9:41
Draft only · No money moved
9:42
Message Nella...

Guided preview · verification badge illustrative

Text itSay itSnap itPay itStay in control

What’s on your
money list today?

Pay someone back, top up your line or make sense of the week’s spending.

For the lunch your friend covered or money you’re sending home. Start with a clear instruction and review the details before approval.

Try Nella
Sample Send Money conversation. Guided preview only.
9:41
Nella
NellaNella by Harrena
TODAY
Hey there! 👋 I’m Nella.
What can I help you with today?9:41
Send ₦5,000 to Tobi for lunch9:41
Here’s a draft for Tobi’s lunch money. Check the recipient and ₦5,000 amount. Nothing has been sent.
RecipientTobi AdebayoAmount₦5,000.00PurposeLunch 🍜
Review transfer 9:41
Draft only · No money moved
9:42
Message Nella...

Guided preview · verification badge illustrative

9:41
Nella
NellaNella by Harrena
TODAY
Hey there! 👋 I’m Nella.
What can I help you with today?9:41
Send ₦5,000 to Tobi for lunch9:41
Here’s a draft for Tobi’s lunch money. Check the recipient and ₦5,000 amount. Nothing has been sent.
RecipientTobi AdebayoAmount₦5,000.00PurposeLunch 🍜
Review transfer 9:41
Draft only · No money moved
9:42
Message Nella...

Guided preview · verification badge illustrative

A request isn’t
an approval.

Telling Nella what you want should never
replace checking where your money will go.

What safety means at Nella

Check it before you approve it.

Review the recipient, amount and any fee before authorising a payment. Never share your PIN in chat.

Build the safeguards first.

Use official verification channels and review the safeguards that apply to your account.

Keep access to your phone private.

Use WhatsApp’s chat lock and a device passcode or biometrics. Never share your PIN, password or one-time code in chat.

First, a conversation.
Then, your next step.

From hello to approval
01

Meet us on WhatsApp

Try Nella opens our official chat with a hello already typed. Press send when you’re ready.

02

Tell us what matters

Ask about Nella or tell our team which money tasks you’d like help with.

03

Check your account requirements

Follow official onboarding instructions. Keep your identity details and payment PIN out of support chats.

04

Review before paying

Check the recipient, amount and any fees. A request is not a payment confirmation.

Two friends sharing a moment over a phone at a Lagos café

There’s a whole day beyond the payment.

Getting home, meeting friends, keeping the lights on. These are the reasons behind everyday payments — and the moments we have in mind as we build Nella.

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Where Nella
stands today.

Clear answers about Nella, account access and everyday money.

More questions about Nella
What is Nella?

Nella is a product of Harrena Africa Synergy LTD, focused on everyday money conversations on WhatsApp for individuals and businesses. Message our team for supported services and account requirements.

Does this website process payments?

No. The conversations and balances shown here are illustrative. Use official Nella channels to check service availability and follow the applicable verification and approval steps.

Do I need to download another app?

Start in WhatsApp: message +234 807 957 4994 using Try Nella. Follow only official secure onboarding instructions, and never send a PIN or one-time code in a chat.

How can I keep my account safe?

Use official channels, review payment details and keep your PIN, passwords and one-time codes private. Enable WhatsApp two-step verification and secure your device. Check the provider terms for the safeguards that apply to your account.

How much does Nella cost?

Contact support for current fees, limits and business plan information. Review all applicable charges before approving a payment; the website does not promise free services.

Lost your phone? Stay in control.

Request account protection or help restoring access.

What would you
ask Nella first?

Our team is on WhatsApp. Come tell us.

Try Nella