Send money on WhatsApp.Just chat with Nella.
Send money, pay bills and buy airtime without switching to a banking app. Tell Nella what you need on WhatsApp, review the details, then approve securely.
Try NellaYour next conversation starts on WhatsApp.
What can I help you with today?9:41
Guided preview · verification badge illustrative
What’s on your
money list today?
Pay someone back, top up your line or make sense of the week’s spending.
For the lunch your friend covered or money you’re sending home. Start with a clear instruction and review the details before approval.
Try NellaHands busy? Explain what you need in a voice request and check the details before proceeding.
Try NellaWhere did this week’s money go? Make sense of food, transport and bills with a clear spending review.
Try NellaA low airtime balance or electricity running out shouldn’t derail your day. Ask Nella about airtime, data and bill payments.
Try NellaA request shouldn’t need a new vocabulary. Ask our team about support for English, Nigerian Pidgin, Hausa, Igbo and Yoruba.
Try NellaWhen a payment needs a closer look, you need a clear next step. Contact our team with your transaction reference and a description of the issue.
Try NellaWhat can I help you with today?9:41
Guided preview · verification badge illustrative
What can I help you with today?9:41
Guided preview · verification badge illustrative
A request isn’t
an approval.
Telling Nella what you want should never
replace checking where your money will go.
Check it before you approve it.
Review the recipient, amount and any fee before authorising a payment. Never share your PIN in chat.
Build the safeguards first.
Use official verification channels and review the safeguards that apply to your account.
Keep access to your phone private.
Use WhatsApp’s chat lock and a device passcode or biometrics. Never share your PIN, password or one-time code in chat.
First, a conversation.
Then, your next step.
From hello to approval Meet us on WhatsApp
Try Nella opens our official chat with a hello already typed. Press send when you’re ready.
Tell us what matters
Ask about Nella or tell our team which money tasks you’d like help with.
Check your account requirements
Follow official onboarding instructions. Keep your identity details and payment PIN out of support chats.
Review before paying
Check the recipient, amount and any fees. A request is not a payment confirmation.

There’s a whole day beyond the payment.
Getting home, meeting friends, keeping the lights on. These are the reasons behind everyday payments — and the moments we have in mind as we build Nella.
Where Nella
stands today.
Clear answers about Nella, account access and everyday money.
More questions about NellaWhat is Nella?
Nella is a product of Harrena Africa Synergy LTD, focused on everyday money conversations on WhatsApp for individuals and businesses. Message our team for supported services and account requirements.
Does this website process payments?
No. The conversations and balances shown here are illustrative. Use official Nella channels to check service availability and follow the applicable verification and approval steps.
Do I need to download another app?
Start in WhatsApp: message +234 807 957 4994 using Try Nella. Follow only official secure onboarding instructions, and never send a PIN or one-time code in a chat.
How can I keep my account safe?
Use official channels, review payment details and keep your PIN, passwords and one-time codes private. Enable WhatsApp two-step verification and secure your device. Check the provider terms for the safeguards that apply to your account.
How much does Nella cost?
Contact support for current fees, limits and business plan information. Review all applicable charges before approving a payment; the website does not promise free services.
Lost your phone? Stay in control.
Request account protection or help restoring access.
What would you
ask Nella first?
Our team is on WhatsApp. Come tell us.
Try Nella